Last updated · November 2025

Terms of Service

These terms govern your access to and use of UniEgo. By creating an account or making a payment, you agree to them.

1. Eligibility

You must be a student, staff member, or authorized representative of a recognized institution or association to use UniEgo for institutional payments.

2. Your account

You are responsible for keeping your credentials secure and for all activity performed under your account.

3. Acceptable use

  • Do not attempt to bypass security controls.
  • Do not use UniEgo to launder funds, defraud others, or process payments for illegal activity.
  • Do not misrepresent yourself as an association, faculty, or department you do not represent.

4. Payments

All payments are subject to the Payment Policy and Refund Policy.

5. Suspension

We may suspend or terminate an account that violates these terms, poses a security risk, or is under active investigation.

6. Disclaimer

UniEgo is provided on an "as is" basis. We take reasonable steps to keep it available and accurate, but do not guarantee uninterrupted service.

7. Governing law

These terms are governed by the laws of the Federal Republic of Nigeria.

8. Changes

We may update these terms from time to time. Material changes will be communicated on this page.

This page is maintained by EMMTEC Securities, operator of UniEgo, to answer common questions about how the platform handles payments, data, and verification. It reflects app-visible controls and current practices, and is not an independent certification. For questions, contact support@emmtec.ng.