Last updated · November 2025

Privacy Policy

UniEgo is committed to protecting your personal information. This policy describes what we collect, why we collect it, and the choices you have.

1. Information we collect

  • Account details — name, email, phone number, matriculation number, faculty, department, and level.
  • Payment details — amount, purpose, association or department, and transaction reference. Card and bank details are handled by our licensed payment processor and are not stored on UniEgo servers.
  • Usage data — device, browser, and pages visited, used to keep the service secure and reliable.

2. How we use your information

  • To process payments and issue receipts.
  • To verify your identity and eligibility for association or departmental payments.
  • To provide transaction history, refunds, and customer support.
  • To detect fraud, abuse, and unauthorized access.

3. Sharing

We share information only with:

  • Licensed payment processors to complete transactions.
  • Your institution, faculty, department, or association for payments you make to them.
  • Authorities where required by Nigerian law.

We do not sell your personal data.

4. Data retention

Transaction records are retained for as long as required by financial record-keeping obligations. Account data is retained while your account is active and for a reasonable period afterwards.

5. Your rights

You may request access to, correction of, or deletion of your personal data, subject to legal and record-keeping obligations. Email support@emmtec.ng to make a request.

6. Cookies

We use essential cookies for authentication and session management. We do not use advertising cookies.

7. Contact

Data controller: EMMTEC Securities. Contact: privacy@emmtec.ng.

This page is maintained by EMMTEC Securities, operator of UniEgo, to answer common questions about how the platform handles payments, data, and verification. It reflects app-visible controls and current practices, and is not an independent certification. For questions, contact support@emmtec.ng.